• Services


  • Real Estate

    Pre-construction condominiums & other real estate opportunities

  • Pre-construction condominiums



    Deal Sourcing

    • We introduce clients to select pre-construction condominium projects in the Greater Toronto Area.

    Professional Advice

    • We connect clients to real estate lawyers and accountants to review all agreements and structure the investment properly.

    Leasing Services

    • We work with a Real Estate Brokerage who can help lease units to quality tenants on closing.
  • Other Residential Real Estate Opportunities


    Participate in larger projects

    Project Types

    • Residential land purchase
    • Residential housing developments
    • Condominiums
    • Purpose built rentals
    • Value-add projects



    • Canada
    • United States
  • Physician-specific Financial Education

  • Our 3-Step process helps physicians gain control of their finances



    Physician-specific Financial Assessment



    Bias-free Financial Education



    Introductions to vetted professionals

  • Step 1: Evaluate

    We review your financial situation and customize a plan to improve it

    Areas we assess:

    • Life/family/career/retirement goals
    • Cash Flow and Budgeting
    • Debt/Line of Credit repayment balanced with need to save
    • Investments and fees: RRSPs, RESPs, TFSAs, Corporate, Real Estate
    • Insurance: Life, Critical Illness and Disability
    • Mortgage options and repayment strategies
    • Office Expenses/Overhead
  • Step 2: Educate

    We help you make informed decisions by improving your financial literacy

    Topics we help you understand:


    • Understand the benefits and costs of incorporation
    • Evaluate if, when and how to incorporate 
    • Minimize the cost of investing
    • Balance debt repayment obligations with the need to save
    • Invest in real estate using corporate dollars
    • Start-up/Angel investing
    • Understand life, critical illness and disability insurance products
    • Learn about whole life insurance as an investment
    • Review debt/line of credit and mortgage liabilities
    • Identify the best mortgage product and learn how to negotiate the best terms
    • Create a budget using our physician template
  • Step 3: Connect

    We introduce you to a vetted group of professionals

    Professionals we work with:

    • Accountants and bookkeepers
    • Corporate Lawyer for Incorporation and Lease/contract issues
    • Tax Lawyer for surplus stripping, holding company set-up and tax planning
    • Lawyer for Will/Estate/POA
    • Lawyer for VC investing
    • Insurance and Investment Advisors
    • Mortgage Broker
    • Real Estate Investment Expert
    • Angel Investment network for healthcare startups
  • Career Coaching

  • Enhance your career within clinical medicine or expand beyond it

    Career Navigation

    Navigate entering a new industry full or part-time

    • Healthcare Consulting
    • Pharmaceuticals/Medical Devices
    • Entrepreneurship
    • Start-up/Angel Investor Advisor
    • Medical Legal 
    • Executive/Private Medicine
    • Insurance Industry
    Optimize financial aspects of clinical work
    • Stipend/Salary stipend negotiation
    • Learn how to bill
    • OR/Clinical time allocation
    • Admin/overhead support

    Improve your public profile

    Increase your marketable skills and business profile

    • Resume/CV review
    • Social Media coaching/LinkedIn profile set up 
    • Job interview prep for clinical and non-clinical roles
    • Evaluate MBA and other programs

    Start your Own Business

    We help you get your business started

    • Business plan and budgeting
    • Branding
      • Domain name acquisition
      • Website development
      • Corporate email set up
      • Logo creation
      • Marketing materials
      • Trademarking
    • Set appropriate fees/prices
    • Accounting advice/HST#
  • Michael Warner, MD, FRCPC, MBA

    Dr. Michael Warner

    Michael Warner is a practicing intensivist and Medical Director of Critical Care at the Michael Garron Hospital.

    In 2016, Dr. Warner started AdvisoryMD, a consultancy specializing in the non-clinical aspects of practicing medicine. He connects physicians and other professionals to pre-construction condominium & other residential real estate investment opportunities and provides physician clients with personal finance education and career coaching.

    A graduate of Queen's University School of Medicine, Dr. Warner trained in internal medicine and critical care at the University of Toronto. To nurture his interest in business, he completed the full-time MBA program at the Rotman School of Management. He is a Lecturer in the Department of Medicine at the University of Toronto and is an award winning teacher and experienced administrator.

    As a respected clinician and entrepreneur, Dr. Warner has successfully combined his interests in business and medicine. He served as the Medical Director of Best Doctors Canada and worked domestically and internationally as a healthcare consultant for PwC. He also served as Chief Medical Officer of a virtual care company and is now coordinating real estate investment opportunities for physicians.

  • Testimonials

    Tariq Esmail, MD


    "Michael and Advisory MD are essential in providing the missing link of a business education lens to my medical training. As someone who has an active interest in learning more about financial planning and making smart strategic career choices, working with Michael not only opened my eyes, but also connected me with other professionals to help me make the best decisions now for the future. Meeting with Michael towards the end of residency was an important step in helping me transition to fellowship and ultimately practice. Highly recommend!"

    Justin Chopra, MD, MBA

    Palliative Care Physician

    "Working with Michael has been a very positive experience for me. By leveraging his medical and business backgrounds together, Michael is able to provide his clients with a unique perspective that is tailored to the specific financial needs and issues of physicians. Being a physician himself, Michael brings added sense of authenticity and credibility, as he too, has experienced many of the same issues his clients currently have.


    Throughout the process, I appreciated Michael's willingness to learn as much as he could about my financial situation, both over the phone and then in person, in order to create a report that was easy to understand, practical and most importantly, customized specifically for me. Another "value-add" was Michael introducing me to various vetted experts (in real estate, law, and finance) that have only helped to further my financial knowledge and confidence.


    Overall, I would absolutely recommend Michael's services to other physicians and I look forward to working with him in the future."

    Ian Taylor, MD

    Emergency Medicine Physician

    "There's a real need for truly independent, unbiased, and reliable financial advice tailored to physicians. Fortunately, Michael is helping to fill the gap with his business. We have gone through a few financial advisors and while we were generally happy with their advice, Michael approached our situation with a unique angle, higher degree of analysis, and degree of professionalism that was exceptional. He's very experienced, knowledgeable, and is particularly in a good place we feel to understand our financial and personal situation. How many financial advisors are in the same stage of life financially, career-wise and family wise? We recommend his services whenever we can and hope to enjoy working with him for many years to come!"

    Tom Donnelly, MD

    Anesthesiologist and Healthcare Entrepreneur

    "Michael has supported the development of my tech start up company providing trusted advice in areas such as research and development, feasibility analysis and healthcare politics. He has kept us moving in the right direction and avoid dreaded potholes start ups often fall into. As a successful physician and serial entrepreneur, Michael possesses a unique skill set and perspective that would be valuable for any company starting in the healthcare industry."

    Joshua Bell, MD, PhD

    Associate Medical Director

    Late Stage Clinical Development


    "I found Michael to be professional, knowledgeable, and an asset in my career transition. He was available during hours beyond what he was compensated for, and our face to face meeting was very helpful in exploring my options for a non-clinical career in medicine. Mostly, I found he was helpful in identifying the unique strengths I brought to a new role, and allowed me to be confident in both making the move. I now have my dream non-clinical job and would not hesitate to recommend Michael to a friend looking to make a career transition."

    Mark Shew, MD

    Family Physician

    "I am a physician who recently sought Michael's advice in seeking financial independence. Michael is able to offer a unique, non-biased, physician-specific perspective on my overall financial health. With his comprehensive financial assessment and financial advice, he helped me to identify certain key weak areas in my overall approach. As a physician himself, he understands the overall financial struggles and advantages of being a physician, and is able to offer targeted advice that you cannot find in non-physician advisors."

    David Mendelson, MD (1)

    General Internist

    "Only a few years into independent practice, I realized that my knowledge of billing was lacking. Michael was able to identify services that I had been providing that I was billing sub-optimally (or not at all) and distill complex concepts into simple ones, helping me maximize revenue, save time and learn to bill independently. I estimate that my billings are 5-10% higher with only a few hours of expert guidance from Michael, making his consultation a great investment that paid for itself in a single billing cycle."

    David Mendelson, MD (2)

    General Internist

    "I initially came to Michael with what I thought was a straightforward investment to review. Michael was able to bring to light important aspects that I had not been explained or been made aware of. With a careful review of my overall financial picture and career plans, it became clear that pursuing the deal would be a major mistake. Michael was able to improve my financial literacy and connect me with an honest, knowledgeable professional who structured the investment in a much more favourable way, which will surely save me tens of thousands of dollars in the long run."

  • Contact Us

    Learn more about current real estate offerings and other services

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